A few years back I used to hire recent engineering grads for my department.

Often the prospective employee would ask if I'd help pay off his student loans.

I'd then chuck his resume into the garbage.

If you're too stupid to avoid the loan trap then you're too stupid to work for me.

Case in point - My son also graduated with an engineering degree around that time. He had zero student loan debt. I helped out with tuition. I did not help out with room and board. I told him he could live in the basement and have free access to the fridge. He did it for a while and then found other arrangements and a job. I did the same thing back in the 80s.